Today’s property and casualty (P&C) insurance landscape is both vibrant and facing major disruptive change. With the top 10 carriers commanding well over 70% of the personal plans in the automobile and homeowners’ insurance market, and hundreds of additional carriers making up the balance, things have been already highly competitive. Growth in digital channels has altered insurance shopping and buying behaviors, adding to the commoditization trend of insurance products, making it easier than ever to switch carriers, especially for auto insurance.

In this eBook, we examine:

• The trends in automation efforts
• Growth in digital channels
• New insurance models and products
• Tips for how to address top insurance development challenges